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A Journey of Financial Freedom…

Emma Lockwood’s early personal experiences in the financial decision making process, educated her to the importance of being able to manage her own affairs as a woman in an often hostile male environment.

Emma went through all these experiences and emotions. At the age of 23 she purchased her first property, then her second one at 28. She sold both properties only a few years after acquiring them. Had she found some guidance to the benefits of holding onto property, she would probably still have them and be enjoying the passive income they would have generated. However, her accountant was unapproachable and intimidating and financial advisors were seen as untrustworthy cowboys spruiking risky investments. Emma felt out of her depth as a single woman in her 20s and certainly didn’t think that on her schoolteacher’s wages at the time, that she could afford to maintain a property portfolio.

Read Full Story here

Sourcing the right Finance for you!

There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. One of the main benefits of my services is that as your broker  I work for you, not for the banks. I speak to you first to find out what you need, and then I use my knowledge of the market to better negotiate with the lenders. See below some of the services I can help you with.

Using a mortgage broker is a smart way to go. This is how I can help you!

  • I provide real choice, looking to find you the right deal

  • I work with multiple lenders, keeping competition alive

  • I may negotiate a better outcome

  • I help at a time and place that suits you

  • I do the legwork for you

Success Stories

“Emma, a huge thank you for working so hard for me to achieve my goal to secure property in my own right! Where others failed, you not only came through, but delivered over and above the call of duty to make sure that I was protected in all matters moving forward. It was a major and life changing insight into what I could achieve with your commitment, openness and astuteness. Amazing outcome with a minimum of fuss. You removed the complex and unclear aspects of the process for me and left me to focus on what I needed to focus on. A great champion for emboldening women to control of their own financial needs.”

Monica Sternalski, Carnegie

“Emma, you have turned what is usually a stressful, boring experience into a hassle-free and enjoyable one! I have thoroughly enjoyed working with you. You are down to earth, very professional and super-easy to communicate with! That is quite rare in your industry and absolutely an asset. I wouldn’t hesitate to recommend you to any of my friends or family.”

Suzanne, Box Hill North

“Emma, I was so impressed with the speed and efficiency of your service and your ability to understand my requirements and make recommendations that made me feel comfortable, and your extensive knowledge of lenders and their products.”

Romana, Brighton

“Emma I would like to thank you for your help, when I thought it wasn’t going well for me, you never gave up on me. You came through for me, when I asked you what you thought if I was to be approved for a mortgage, you said that you wouldn’t be wasting my time if you thought I wasn’t going to be approved.”

Annette, Cheltenham